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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,668 | $96,136+30.7% | $135,987-7.6% | $80,925+55.3% |
| Participation rate | 63.3% | 71.2%-8.0pp | 76.4%-13.2pp | 67.7%-4.4pp |
| Annual return | 12.74% | 28.70%-16.0pp | 580.01%-567.3pp | 35.65%-22.9pp |
| Employer contribution / active EE | $2,737 | $3,350-18.3% | $4,214-35.0% | $2,756-0.7% |
| Participant deferral / active EE | $6,099 | $5,706+6.9% | $7,027-13.2% | $4,299+41.9% |
| Admin fee / account holder | $23,058 | $8,236+180.0% | $6,716+243.4% | $6,940+232.2% |