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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,629 | $102,065+43.7% | $453,569-67.7% | $85,847+70.8% |
| Participation rate | 66.7% | 72.4%-5.7pp | 78.0%-11.4pp | 69.3%-2.7pp |
| Annual return | 14.73% | 25.44%-10.7pp | 64.43%-49.7pp | 318.61%-303.9pp |
| Employer contribution / active EE | $3,370 | $2,852+18.2% | $4,072-17.2% | $2,565+31.4% |
| Participant deferral / active EE | $4,664 | $4,789-2.6% | $6,211-24.9% | $3,952+18.0% |
| Admin fee / account holder | $9,257 | $5,717+61.9% | $11,214-17.5% | $6,261+47.9% |