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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,626 | $83,427+23.0% | $115,756-11.3% | $68,490+49.8% |
| Participation rate | 72.4% | 71.9%+0.5pp | 77.1%-4.7pp | 67.9%+4.5pp |
| Annual return | -19.03% | -10.95%-8.1pp | 143.14%-162.2pp | -7.85%-11.2pp |
| Employer contribution / active EE | $3,617 | $3,075+17.7% | $3,793-4.6% | $2,597+39.3% |
| Participant deferral / active EE | $4,730 | $5,355-11.7% | $6,254-24.4% | $4,028+17.4% |
| Admin fee / account holder | $8,170 | $5,708+43.1% | $8,124+0.6% | $5,403+51.2% |