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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,202 | $111,814+132.7% | $103,374+151.7% | $145,959+78.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 10.15% | 24.77%-14.6pp | 24.89%-14.7pp | 561.95%-551.8pp |
| Employer contribution / active EE | $3,145 | $4,214-25.4% | $3,869-18.7% | $4,661-32.5% |
| Participant deferral / active EE | $8,231 | $5,618+46.5% | $5,058+62.8% | $6,689+23.1% |
| Admin fee / account holder | $25,568 | $9,754+162.1% | $8,394+204.6% | $13,398+90.8% |