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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,498 | $58,512-35.9% | $84,020-55.4% | $72,983-48.6% |
| Participation rate | 68.8% | 61.2%+7.5pp | 69.0%-0.3pp | 69.5%-0.7pp |
| Annual return | 20.18% | 28.93%-8.8pp | 71.31%-51.1pp | 81.01%-60.8pp |
| Employer contribution / active EE | $2,313 | $1,163+98.9% | $1,984+16.6% | $2,440-5.2% |
| Participant deferral / active EE | $4,604 | $2,394+92.3% | $3,239+42.1% | $3,608+27.6% |
| Admin fee / account holder | $12 | $4,569-99.7% | $6,101-99.8% | $5,124-99.8% |