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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,366 | $65,027-22.5% | $90,970-44.6% | $79,852-36.9% |
| Participation rate | 55.3% | 61.6%-6.3pp | 69.0%-13.8pp | 69.6%-14.4pp |
| Annual return | 18.63% | 30.45%-11.8pp | 134.58%-115.9pp | 31.72%-13.1pp |
| Employer contribution / active EE | $2,377 | $1,247+90.6% | $2,122+12.0% | $2,471-3.8% |
| Participant deferral / active EE | $4,607 | $2,512+83.4% | $3,373+36.6% | $3,740+23.2% |
| Admin fee / account holder | $0 | $4,535-100.0% | $5,960-100.0% | $5,306-100.0% |