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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,999 | $78,694-11.0% | $67,652+3.5% | $125,389-44.2% |
| Participation rate | 61.1% | 78.8%-17.7pp | 75.7%-14.6pp | 83.2%-22.1pp |
| Annual return | -5.16% | 9.46%-14.6pp | 6625.40%-6630.6pp | 282.24%-287.4pp |
| Employer contribution / active EE | $1,452 | $3,044-52.3% | $2,266-35.9% | $4,866-70.2% |
| Participant deferral / active EE | $3,463 | $4,292-19.3% | $3,560-2.7% | $5,352-35.3% |
| Admin fee / account holder | $219 | $7,403-97.0% | $4,821-95.5% | $9,541-97.7% |