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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,470 | $92,219+2.4% | $76,768+23.1% | $135,379-30.2% |
| Participation rate | 58.8% | 79.8%-20.9pp | 77.0%-18.1pp | 82.6%-23.8pp |
| Annual return | -6.49% | 5.46%-11.9pp | 2.43%-8.9pp | 519.79%-526.3pp |
| Employer contribution / active EE | $1,777 | $3,216-44.7% | $2,485-28.5% | $4,779-62.8% |
| Participant deferral / active EE | $4,849 | $4,508+7.6% | $3,852+25.9% | $5,609-13.6% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,828-100.0% |