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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,535 | $105,861+151.8% | $90,756+193.7% | $134,509+98.2% |
| Participation rate | 82.4% | 78.2%+4.1pp | 75.7%+6.7pp | 81.2%+1.1pp |
| Annual return | -15.37% | -10.99%-4.4pp | -12.16%-3.2pp | 418.13%-433.5pp |
| Employer contribution / active EE | $3,118 | $3,463-10.0% | $2,922+6.7% | $4,741-34.2% |
| Participant deferral / active EE | $9,761 | $5,217+87.1% | $4,565+113.8% | $6,400+52.5% |
| Admin fee / account holder | $379 | $13,938-97.3% | $8,445-95.5% | $11,427-96.7% |