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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,044 | $118,708+155.3% | $98,920+206.4% | $158,966+90.6% |
| Participation rate | 85.7% | 77.8%+7.9pp | 76.0%+9.7pp | 82.0%+3.8pp |
| Annual return | 6.58% | 372.49%-365.9pp | 196.47%-189.9pp | 302.95%-296.4pp |
| Employer contribution / active EE | $5,038 | $3,334+51.1% | $2,689+87.3% | $4,762+5.8% |
| Participant deferral / active EE | $15,248 | $5,089+199.6% | $4,245+259.2% | $5,983+154.8% |
| Admin fee / account holder | $103,912 | $10,134+925.4% | $6,643+1464.3% | $11,250+823.7% |