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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,774 | $167,522-69.7% | $151,639-66.5% | $134,532-62.3% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.5%-4.2pp | 81.2%+2.1pp |
| Annual return | -11.25% | 7.81%-19.1pp | 3.34%-14.6pp | 418.27%-429.5pp |
| Employer contribution / active EE | -$3,795 | $6,828-155.6% | $6,165-161.6% | $4,741-180.0% |
| Participant deferral / active EE | $10,122 | $8,986+12.6% | $8,363+21.0% | $6,401+58.1% |
| Admin fee / account holder | $123,826 | $13,780+798.6% | $11,613+966.2% | $11,429+983.5% |