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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,920 | $197,625-17.6% | $177,840-8.4% | $158,966+2.5% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.7%-4.4pp | 82.0%+1.4pp |
| Annual return | 6.13% | 58.76%-52.6pp | 48.32%-42.2pp | 302.95%-296.8pp |
| Employer contribution / active EE | $9,426 | $6,698+40.7% | $5,919+59.3% | $4,762+97.9% |
| Participant deferral / active EE | $12,325 | $8,405+46.6% | $7,714+59.8% | $5,983+106.0% |
| Admin fee / account holder | $2,198 | $15,405-85.7% | $12,431-82.3% | $11,250-80.5% |