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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,090 | $178,174+117.3% | $156,181+147.8% | $137,256+182.0% |
| Participation rate | 95.2% | 82.0%+13.2pp | 78.8%+16.4pp | 80.0%+15.3pp |
| Annual return | 16.04% | 84.19%-68.1pp | 64.87%-48.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $7,819 | $4,972+57.3% | $4,294+82.1% | $4,156+88.1% |
| Participant deferral / active EE | $13,608 | $6,888+97.6% | $6,132+121.9% | $6,407+112.4% |
| Admin fee / account holder | $12,878 | $17,404-26.0% | $14,586-11.7% | $12,270+5.0% |