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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,090 | $199,109+94.4% | $173,730+122.8% | $154,746+150.1% |
| Participation rate | 95.2% | 82.8%+12.4pp | 79.6%+15.7pp | 80.7%+14.5pp |
| Annual return | 16.04% | 20.02%-4.0pp | 19.96%-3.9pp | 172.34%-156.3pp |
| Employer contribution / active EE | $7,819 | $5,311+47.2% | $4,577+70.8% | $4,379+78.5% |
| Participant deferral / active EE | $13,608 | $7,113+91.3% | $6,326+115.1% | $6,730+102.2% |
| Admin fee / account holder | $12,878 | $20,916-38.4% | $17,523-26.5% | $14,365-10.4% |