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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,090 | $254,759+51.9% | $216,567+78.7% | $198,609+94.9% |
| Participation rate | 95.2% | 84.5%+10.7pp | 81.6%+13.6pp | 82.4%+12.9pp |
| Annual return | 16.04% | 10.04%+6.0pp | 12.94%+3.1pp | 202.70%-186.7pp |
| Employer contribution / active EE | $7,819 | $6,096+28.3% | $5,216+49.9% | $5,055+54.7% |
| Participant deferral / active EE | $13,608 | $6,948+95.8% | $6,191+119.8% | $6,977+95.0% |
| Admin fee / account holder | $12,878 | $26,311-51.1% | $21,981-41.4% | $19,030-32.3% |