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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,953 | $49,896+110.3% | $80,627+30.2% | $75,173+39.6% |
| Participation rate | 88.9% | 55.3%+33.6pp | 67.0%+21.9pp | 67.2%+21.7pp |
| Annual return | 19.91% | 34.67%-14.8pp | 936.76%-916.8pp | 160.72%-140.8pp |
| Employer contribution / active EE | $2,025 | $1,699+19.2% | $2,723-25.6% | $2,671-24.2% |
| Participant deferral / active EE | $4,819 | $2,992+61.1% | $4,443+8.5% | $4,126+16.8% |
| Admin fee / account holder | $2,795 | $3,578-21.9% | $5,381-48.0% | $5,651-50.5% |