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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,455 | $45,872+75.4% | $77,096+4.4% | $68,486+17.5% |
| Participation rate | 90.0% | 55.9%+34.1pp | 67.9%+22.1pp | 67.9%+22.1pp |
| Annual return | -19.31% | 1.73%-21.0pp | 42.35%-61.7pp | -7.85%-11.5pp |
| Employer contribution / active EE | $1,530 | $1,650-7.2% | $2,814-45.6% | $2,597-41.1% |
| Participant deferral / active EE | $4,332 | $2,963+46.2% | $4,429-2.2% | $4,028+7.6% |
| Admin fee / account holder | $3,832 | $3,041+26.0% | $5,428-29.4% | $5,404-29.1% |