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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,344 | $106,864+41.6% | $147,318+2.7% | $82,637+83.1% |
| Participation rate | 90.3% | 75.5%+14.8pp | 82.1%+8.2pp | 68.1%+22.2pp |
| Annual return | 13.21% | 27.49%-14.3pp | 70.43%-57.2pp | 53.51%-40.3pp |
| Employer contribution / active EE | $4,804 | $3,417+40.6% | $4,593+4.6% | $2,552+88.3% |
| Participant deferral / active EE | $9,919 | $6,496+52.7% | $7,906+25.5% | $4,126+140.4% |
| Admin fee / account holder | $36,349 | $8,415+332.0% | $13,708+165.2% | $7,339+395.3% |