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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,655 | $93,598+36.4% | $135,974-6.1% | $75,173+69.8% |
| Participation rate | 97.5% | 75.2%+22.3pp | 81.9%+15.6pp | 67.2%+30.3pp |
| Annual return | 14.68% | 30.89%-16.2pp | 68.30%-53.6pp | 160.72%-146.0pp |
| Employer contribution / active EE | $3,679 | $3,538+4.0% | $4,859-24.3% | $2,671+37.8% |
| Participant deferral / active EE | $8,010 | $6,405+25.0% | $7,760+3.2% | $4,126+94.1% |
| Admin fee / account holder | $15,350 | $6,978+120.0% | $10,767+42.6% | $5,651+171.7% |