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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,120 | $102,429+36.8% | $147,096-4.7% | $80,925+73.1% |
| Participation rate | 98.8% | 75.9%+22.9pp | 82.2%+16.6pp | 67.7%+31.1pp |
| Annual return | 11.82% | 135.02%-123.2pp | 419.75%-407.9pp | 35.65%-23.8pp |
| Employer contribution / active EE | $4,347 | $3,716+17.0% | $4,936-11.9% | $2,756+57.7% |
| Participant deferral / active EE | $10,126 | $6,649+52.3% | $8,071+25.5% | $4,299+135.6% |
| Admin fee / account holder | $13,277 | $7,957+66.9% | $13,005+2.1% | $6,940+91.3% |