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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,344 | $106,749+41.8% | $145,433+4.1% | $82,448+83.6% |
| Participation rate | 90.3% | 75.6%+14.6pp | 82.1%+8.2pp | 68.1%+22.2pp |
| Annual return | 13.21% | 27.59%-14.4pp | 66.58%-53.4pp | 41.64%-28.4pp |
| Employer contribution / active EE | $4,804 | $3,444+39.5% | $4,554+5.5% | $2,551+88.3% |
| Participant deferral / active EE | $9,919 | $6,519+52.2% | $7,897+25.6% | $4,139+139.6% |
| Admin fee / account holder | $36,349 | $8,390+333.2% | $13,129+176.9% | $7,234+402.5% |