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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 27 880 CARILLON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $25,429 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,717 |
Filed as: THE RIVERGROUP ADMINISTRATION SVC Service code 13 201 3RD AVE · OSCEOLA, WI 54020 | Contract Administrator | $5,403 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,009 | $80,992-21.0% | $96,534-33.7% | $75,173-14.9% |
| Participation rate | 82.4% | 71.8%+10.6pp | 76.0%+6.4pp | 67.2%+15.1pp |
| Annual return | 13.90% | 27.05%-13.1pp | 25.88%-12.0pp | 160.72%-146.8pp |
| Employer contribution / active EE | $2 | $2,283-99.9% | $2,965-99.9% | $2,671-99.9% |
| Participant deferral / active EE | $2,402 | $3,929-38.9% | $4,851-50.5% | $4,126-41.8% |
| Admin fee / account holder | $548 | $6,717-91.8% | $8,253-93.4% | $5,651-90.3% |