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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,392 | $95,404+121.6% | $113,397+86.4% | $82,637+155.8% |
| Participation rate | 83.1% | 72.8%+10.3pp | 76.5%+6.6pp | 68.1%+15.1pp |
| Annual return | 19.09% | 19.08%0pp | 23.20%-4.1pp | 53.51%-34.4pp |
| Employer contribution / active EE | $1,835 | $2,307-20.4% | $2,977-38.4% | $2,552-28.1% |
| Participant deferral / active EE | $6,595 | $4,220+56.3% | $5,076+29.9% | $4,126+59.8% |
| Admin fee / account holder | $21,471 | $9,168+134.2% | $11,957+79.6% | $7,339+192.6% |