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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,953 | $80,985+118.5% | $96,576+83.2% | $75,181+135.4% |
| Participation rate | 85.1% | 71.8%+13.4pp | 76.0%+9.2pp | 67.2%+17.9pp |
| Annual return | 19.98% | 27.05%-7.1pp | 25.87%-5.9pp | 160.69%-140.7pp |
| Employer contribution / active EE | $1,774 | $2,282-22.3% | $2,965-40.2% | $2,671-33.6% |
| Participant deferral / active EE | $5,941 | $3,929+51.2% | $4,851+22.5% | $4,126+44.0% |
| Admin fee / account holder | $7,489 | $6,719+11.5% | $8,253-9.3% | $5,650+32.6% |