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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,698 | $129,737+87.1% | $119,126+103.7% | $154,746+56.8% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 4.58% | 379.08%-374.5pp | 282.11%-277.5pp | 172.34%-167.8pp |
| Employer contribution / active EE | $2,567 | $4,375-41.3% | $4,034-36.4% | $4,379-41.4% |
| Participant deferral / active EE | $7,802 | $5,842+33.6% | $5,318+46.7% | $6,730+15.9% |
| Admin fee / account holder | $1,666 | $11,961-86.1% | $10,693-84.4% | $14,365-88.4% |