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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,074 | $106,247+67.6% | $96,515+84.5% | $139,466+27.7% |
| Participation rate | 77.8% | 77.8%-0.1pp | 74.3%+3.4pp | 80.3%-2.6pp |
| Annual return | -1.85% | 38.47%-40.3pp | 35.73%-37.6pp | 373.66%-375.5pp |
| Employer contribution / active EE | $3,210 | $4,106-21.8% | $3,740-14.2% | $4,754-32.5% |
| Participant deferral / active EE | $5,854 | $5,456+7.3% | $4,880+20.0% | $6,712-12.8% |
| Admin fee / account holder | $12,908 | $7,885+63.7% | $6,735+91.6% | $11,409+13.1% |