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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,866 | $115,814+18.2% | $101,275+35.1% | $158,982-13.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -3.65% | 56.16%-59.8pp | 46.48%-50.1pp | 302.99%-306.6pp |
| Employer contribution / active EE | $3,719 | $4,176-10.9% | $3,660+1.6% | $4,763-21.9% |
| Participant deferral / active EE | $7,649 | $4,958+54.3% | $4,371+75.0% | $5,983+27.8% |
| Admin fee / account holder | $115,215 | $7,249+1489.4% | $5,948+1837.0% | $11,252+924.0% |