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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,214 | $125,237+5.6% | $105,608+25.2% | $145,877-9.4% |
| Participation rate | 90.9% | 77.7%+13.3pp | 75.3%+15.6pp | 80.3%+10.6pp |
| Annual return | 7.82% | 225.76%-217.9pp | 116.50%-108.7pp | 551.28%-543.5pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,136 | $5,711-62.6% | $5,010-57.4% | $6,691-68.1% |
| Admin fee / account holder | $1,838 | $17,287-89.4% | $11,028-83.3% | $13,402-86.3% |