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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,599 | $93,589+29.9% | $135,942-10.6% | $75,181+61.7% |
| Participation rate | 46.7% | 75.2%-28.5pp | 81.9%-35.2pp | 67.2%-20.5pp |
| Annual return | 15.30% | 30.90%-15.6pp | 68.28%-53.0pp | 160.69%-145.4pp |
| Employer contribution / active EE | $899 | $3,537-74.6% | $4,858-81.5% | $2,671-66.3% |
| Participant deferral / active EE | $9,231 | $6,405+44.1% | $7,759+19.0% | $4,126+123.7% |
| Admin fee / account holder | $23,604 | $6,977+238.3% | $10,764+119.3% | $5,650+317.8% |