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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,619 |
Filed as: PRINCIPAL SECURITES, INC. Service code 55 | Other Commissions | $22,110 |
Service code 99 6011 WEST COURTYARD DRIVE · AUSTIN, TX 78730 | Other Fees | $4,203 |
Service code 13 7300 METRO BLVD. STE 450 · EDINA, MN 55439 | Contract Administrator | $2,351 |
Filed as: PRINCIPAL SECURITIES, INC. Service code 55 711 HIGH ST · DES MOINES, IA 50392 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,413 | $85,766-0.4% | $136,298-37.3% | $70,126+21.8% |
| Participation rate | 56.6% | 74.2%-17.6pp | 81.9%-25.3pp | 69.5%-13.0pp |
| Annual return | 18.35% | 31.46%-13.1pp | 5156.27%-5137.9pp | 73.15%-54.8pp |
| Employer contribution / active EE | $863 | $2,966-70.9% | $4,696-81.6% | $2,343-63.2% |
| Participant deferral / active EE | $6,929 | $5,051+37.2% | $6,247+10.9% | $3,332+108.0% |
| Admin fee / account holder | $410 | $5,421-92.4% | $9,244-95.6% | $4,645-91.2% |