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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,452 | $103,164-51.1% | $90,259-44.1% | $154,746-67.4% |
| Participation rate | 62.5% | 76.1%-13.6pp | 70.7%-8.2pp | 80.7%-18.2pp |
| Annual return | 9.39% | 19.25%-9.9pp | 18.88%-9.5pp | 172.34%-162.9pp |
| Employer contribution / active EE | $0 | $2,532-100.0% | $2,291-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,289 | $4,422-25.6% | $3,827-14.1% | $6,730-51.1% |
| Admin fee / account holder | $0 | $8,593-100.0% | $7,267-100.0% | $14,365-100.0% |