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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,965 | $80,992-34.6% | $96,534-45.1% | $75,173-29.5% |
| Participation rate | 77.6% | 71.8%+5.8pp | 76.0%+1.6pp | 67.2%+10.3pp |
| Annual return | 13.74% | 27.05%-13.3pp | 25.88%-12.1pp | 160.72%-147.0pp |
| Employer contribution / active EE | $1,741 | $2,283-23.7% | $2,965-41.3% | $2,671-34.8% |
| Participant deferral / active EE | $2,815 | $3,929-28.4% | $4,851-42.0% | $4,126-31.8% |
| Admin fee / account holder | $1,678 | $6,717-75.0% | $8,253-79.7% | $5,651-70.3% |