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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,675 | $86,294-35.5% | $111,303-50.0% | $85,856-35.2% |
| Participation rate | 81.5% | 73.3%+8.1pp | 77.3%+4.2pp | 69.3%+12.2pp |
| Annual return | 9.96% | 19.99%-10.0pp | 54.66%-44.7pp | 318.58%-308.6pp |
| Employer contribution / active EE | $1,307 | $2,043-36.1% | $2,731-52.2% | $2,565-49.1% |
| Participant deferral / active EE | $2,123 | $3,641-41.7% | $4,487-52.7% | $3,952-46.3% |
| Admin fee / account holder | $10,321 | $8,189+26.0% | $7,966+29.6% | $6,261+64.8% |