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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,184 | $54,357+71.4% | $82,706+12.7% | $68,495+36.0% |
| Participation rate | 91.5% | 63.9%+27.6pp | 72.6%+18.9pp | 67.9%+23.6pp |
| Annual return | -19.80% | -13.67%-6.1pp | 701.76%-721.6pp | -7.84%-12.0pp |
| Employer contribution / active EE | $4,292 | $2,218+93.5% | $3,007+42.7% | $2,596+65.3% |
| Participant deferral / active EE | $7,761 | $3,246+139.1% | $4,394+76.6% | $4,028+92.7% |
| Admin fee / account holder | $730 | $4,396-83.4% | $5,329-86.3% | $5,403-86.5% |