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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,184 | $54,355+71.4% | $82,744+12.6% | $68,486+36.1% |
| Participation rate | 91.5% | 63.9%+27.6pp | 72.6%+18.9pp | 67.9%+23.6pp |
| Annual return | -19.80% | -13.67%-6.1pp | 702.22%-722.0pp | -7.85%-11.9pp |
| Employer contribution / active EE | $4,292 | $2,219+93.5% | $3,008+42.7% | $2,597+65.3% |
| Participant deferral / active EE | $7,761 | $3,246+139.1% | $4,395+76.6% | $4,028+92.7% |
| Admin fee / account holder | $730 | $4,397-83.4% | $5,325-86.3% | $5,404-86.5% |