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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,880 | $54,757+25.8% | $90,304-23.7% | $72,975-5.6% |
| Participation rate | 80.9% | 65.2%+15.7pp | 73.3%+7.6pp | 69.5%+11.4pp |
| Annual return | 22.50% | 30.63%-8.1pp | 78.13%-55.6pp | 81.01%-58.5pp |
| Employer contribution / active EE | $3,317 | $2,093+58.5% | $2,855+16.2% | $2,440+35.9% |
| Participant deferral / active EE | $5,349 | $2,887+85.3% | $3,885+37.7% | $3,608+48.3% |
| Admin fee / account holder | $5,653 | $3,973+42.3% | $5,354+5.6% | $5,124+10.3% |