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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $677,281 | $98,776+585.7% | $149,745+352.3% | $79,856+748.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.85% | 27.38%-15.5pp | 276.72%-264.9pp | 31.71%-19.9pp |
| Employer contribution / active EE | $20,765 | $3,217+545.4% | $4,646+347.0% | $2,471+740.3% |
| Participant deferral / active EE | $11,226 | $5,681+97.6% | $6,843+64.1% | $3,741+200.1% |
| Admin fee / account holder | $135,970 | $6,053+2146.4% | $9,312+1360.2% | $5,306+2462.4% |