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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $574,873 | $77,817+638.8% | $123,553+365.3% | $64,173+795.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.59% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $20,154 | $3,014+568.7% | $4,628+335.5% | $2,381+746.5% |
| Participant deferral / active EE | $11,105 | $5,240+111.9% | $6,426+72.8% | $3,470+220.1% |
| Admin fee / account holder | $4,064 | $5,519-26.4% | $9,284-56.2% | $4,887-16.8% |