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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,315 | $72,177+529.4% | $115,038+294.9% | $59,633+661.8% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.02% | 12.02%-15.0pp | 26.14%-29.2pp | 2041.45%-2044.5pp |
| Employer contribution / active EE | $20,947 | $2,841+637.2% | $4,608+354.6% | $2,203+851.0% |
| Participant deferral / active EE | $12,550 | $4,783+162.4% | $6,026+108.3% | $3,192+293.2% |
| Admin fee / account holder | $4,291 | $4,927-12.9% | $8,175-47.5% | $4,297-0.1% |