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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,305 | $181,896-48.7% | $156,551-40.4% | $273,972-65.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.50% | 30.74%-22.2pp | 32.23%-23.7pp | 41.46%-33.0pp |
| Employer contribution / active EE | $2,769 | $6,248-55.7% | $5,501-49.7% | $4,869-43.1% |
| Participant deferral / active EE | $7,764 | $5,550+39.9% | $4,871+59.4% | $5,287+46.8% |
| Admin fee / account holder | $1,054 | $15,560-93.2% | $13,028-91.9% | $10,133-89.6% |