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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,804 | $168,635-39.6% | $147,617-31.0% | $125,389-18.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.39% | 77.65%-78.0pp | 61.98%-62.4pp | 282.24%-282.6pp |
| Employer contribution / active EE | $5,013 | $6,252-19.8% | $5,564-9.9% | $4,866+3.0% |
| Participant deferral / active EE | $5,810 | $5,507+5.5% | $4,895+18.7% | $5,352+8.6% |
| Admin fee / account holder | $563 | $13,580-95.9% | $11,612-95.1% | $9,541-94.1% |