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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,509 | $85,766-5.0% | $136,297-40.2% | $70,131+16.2% |
| Participation rate | 96.3% | 74.2%+22.1pp | 81.9%+14.4pp | 69.5%+26.8pp |
| Annual return | 11.40% | 31.45%-20.1pp | 5156.16%-5144.8pp | 73.14%-61.7pp |
| Employer contribution / active EE | $923 | $2,966-68.9% | $4,696-80.3% | $2,342-60.6% |
| Participant deferral / active EE | $4,259 | $5,051-15.7% | $6,247-31.8% | $3,332+27.8% |
| Admin fee / account holder | $6,993 | $5,420+29.0% | $9,244-24.4% | $4,645+50.5% |