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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,139 | $76,551+8.6% | $123,894-32.9% | $62,881+32.2% |
| Participation rate | 88.5% | 73.0%+15.5pp | 81.4%+7.1pp | 69.3%+19.2pp |
| Annual return | 4.22% | 18.68%-14.5pp | 47.52%-43.3pp | 20.14%-15.9pp |
| Employer contribution / active EE | $851 | $2,882-70.5% | $4,617-81.6% | $2,281-62.7% |
| Participant deferral / active EE | $6,767 | $4,840+39.8% | $5,984+13.1% | $3,203+111.3% |
| Admin fee / account holder | $16,313 | $4,826+238.0% | $8,357+95.2% | $4,296+279.7% |