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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,707 | $90,320-14.0% | $59,496+30.6% | $125,389-38.0% |
| Participation rate | 100.0% | 68.3%+31.7pp | 54.6%+45.4pp | 83.2%+16.8pp |
| Annual return | -7.05% | 369.13%-376.2pp | 182.05%-189.1pp | 282.24%-289.3pp |
| Employer contribution / active EE | $7,153 | $1,792+299.3% | $1,153+520.4% | $4,866+47.0% |
| Participant deferral / active EE | $5,399 | $2,716+98.8% | $1,829+195.1% | $5,352+0.9% |
| Admin fee / account holder | $837 | $3,063-72.7% | $2,232-62.5% | $9,541-91.2% |