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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,919 | $108,701-59.6% | $74,723-41.2% | $152,909-71.3% |
| Participation rate | 66.7% | 65.4%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 15.03% | 114.12%-99.1pp | 753.18%-738.1pp | 345.46%-330.4pp |
| Employer contribution / active EE | $1,636 | $1,504+8.7% | $1,084+50.9% | $4,764-65.7% |
| Participant deferral / active EE | $5,368 | $2,709+98.2% | $1,962+173.7% | $5,851-8.3% |
| Admin fee / account holder | $151,165 | $4,906+2981.1% | $3,335+4433.2% | $11,601+1203.1% |