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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,333 | $81,476+129.9% | $102,383+83.0% | $80,925+131.5% |
| Participation rate | 98.7% | 66.8%+31.8pp | 74.5%+24.2pp | 67.7%+31.0pp |
| Annual return | 13.11% | 25.59%-12.5pp | 24.94%-11.8pp | 35.65%-22.5pp |
| Employer contribution / active EE | $17,645 | $3,105+468.3% | $3,870+355.9% | $2,756+540.2% |
| Participant deferral / active EE | $1,499 | $3,871-61.3% | $5,060-70.4% | $4,299-65.1% |
| Admin fee / account holder | $18,092 | $6,717+169.3% | $8,391+115.6% | $6,940+160.7% |