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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,617 | $72,273+149.9% | $101,275+78.3% | $79,856+126.2% |
| Participation rate | 92.3% | 68.5%+23.8pp | 75.8%+16.5pp | 69.6%+22.7pp |
| Annual return | 11.65% | 22.30%-10.6pp | 46.48%-34.8pp | 31.71%-20.1pp |
| Employer contribution / active EE | $16,940 | $2,691+529.4% | $3,660+362.8% | $2,471+585.5% |
| Participant deferral / active EE | $1,219 | $3,282-62.9% | $4,371-72.1% | $3,741-67.4% |
| Admin fee / account holder | $44,563 | $4,401+912.5% | $5,948+649.2% | $5,306+739.8% |