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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,424 | $63,346+109.0% | $92,240+43.6% | $70,126+88.8% |
| Participation rate | 98.1% | 68.7%+29.4pp | 76.5%+21.6pp | 69.5%+28.5pp |
| Annual return | 14.74% | 530.19%-515.5pp | 176.29%-161.6pp | 73.15%-58.4pp |
| Employer contribution / active EE | $15,609 | $2,471+531.6% | $3,680+324.2% | $2,343+566.3% |
| Participant deferral / active EE | $482 | $2,854-83.1% | $3,897-87.6% | $3,332-85.5% |
| Admin fee / account holder | $8,943 | $3,841+132.9% | $5,194+72.2% | $4,645+92.5% |