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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,388 | $102,385-51.8% | $147,080-66.4% | $80,935-39.0% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 12.12% | 135.09%-123.0pp | 420.17%-408.0pp | 35.66%-23.5pp |
| Employer contribution / active EE | $2,480 | $3,717-33.3% | $4,933-49.7% | $2,757-10.1% |
| Participant deferral / active EE | $6,052 | $6,651-9.0% | $8,066-25.0% | $4,299+40.8% |
| Admin fee / account holder | $21,694 | $7,951+172.8% | $12,989+67.0% | $6,924+213.3% |