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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,436 | $77,816+395.3% | $123,549+212.0% | $64,181+500.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -3.25% | 12.49%-15.7pp | 119.20%-122.5pp | 7.63%-10.9pp |
| Employer contribution / active EE | $3,331 | $3,014+10.5% | $4,628-28.0% | $2,381+39.9% |
| Participant deferral / active EE | $8,561 | $5,240+63.4% | $6,426+33.2% | $3,470+146.7% |
| Admin fee / account holder | $33,104 | $5,519+499.8% | $9,284+256.6% | $4,887+577.4% |