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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,835 | $76,551+343.9% | $123,894+174.3% | $62,881+440.4% |
| Participation rate | 96.3% | 73.0%+23.3pp | 81.4%+14.9pp | 69.3%+27.0pp |
| Annual return | 11.77% | 18.68%-6.9pp | 47.52%-35.7pp | 20.14%-8.4pp |
| Employer contribution / active EE | $3,493 | $2,882+21.2% | $4,617-24.3% | $2,281+53.1% |
| Participant deferral / active EE | $9,809 | $4,840+102.7% | $5,984+63.9% | $3,203+206.3% |
| Admin fee / account holder | $13,096 | $4,826+171.4% | $8,357+56.7% | $4,296+204.9% |