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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,083 | $127,386+17.8% | $115,037+30.5% | $125,388+19.7% |
| Participation rate | 91.7% | 84.2%+7.5pp | 81.4%+10.3pp | 83.2%+8.5pp |
| Annual return | -1.70% | 31.28%-33.0pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $555 | $5,166-89.3% | $4,608-88.0% | $4,866-88.6% |
| Participant deferral / active EE | $6,248 | $6,423-2.7% | $6,026+3.7% | $5,352+16.8% |
| Admin fee / account holder | $11,502 | $9,516+20.9% | $8,175+40.7% | $9,541+20.6% |