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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,530 | $135,956-2.5% | $123,894+7.0% | $273,972-51.6% |
| Participation rate | 88.2% | 84.1%+4.2pp | 81.4%+6.8pp | 83.0%+5.2pp |
| Annual return | 5.72% | 56.63%-50.9pp | 47.52%-41.8pp | 41.46%-35.7pp |
| Employer contribution / active EE | $522 | $5,170-89.9% | $4,617-88.7% | $4,869-89.3% |
| Participant deferral / active EE | $5,129 | $6,343-19.1% | $5,984-14.3% | $5,287-3.0% |
| Admin fee / account holder | $70,993 | $9,817+623.1% | $8,357+749.5% | $10,133+600.6% |